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While some of you may be no strangers to credit cards, others may not necessarily see the point of turning to the plastic, especially if you currently have excellent credit.
On top of the fact that responsible use of a credit card can help you build a strong credit history, opting for credit for all of your purchases has some other perks. In fact, credit cards offer more protection against fraud than debit cards, according to the FTC.
If you use the right credit card, you can earn rewards for purchases you’re already planning to make, which you’ve likely already budgeted for, or unexpected purchases you may not have budgeted for.
This means you can maximize your spending by earning rewards at the grocery store, pharmacy, restaurants and more.
Informed and aware consumers are important players in an innovation economy.
That’s why we encourage all Canadians to empower themselves by reading and take note of its tips on how to stop fraudsters in their tracks.
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